Affordable health insurance is the key to health care access and personal well-being. We need health insurance to be affordable for people and for their employers.

The health care system has competing forces at work. Hospitals. Physicians. Drug companies. Insurance companies. Government programs and regulators. Each plays a different role – but we all serve the same people. And right now, we’re collectively failing to deliver the promise of affordable, accessible care for the people we serve.

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Is Health Insurance The Problem?

Insurance costs are the end of the equation. Health insurance costs are driven by several factors: the health of members, outpatient care, inpatient care at hospitals, drug prices and administrative costs. We must find a collaborative solution.

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Prescription Drug Prices Are Skyrocketing

Health insurance is regulated. Hospitals are regulated. Prescription drug companies are not – and they are driving up costs. Government regulators must hold prescription drug companies accountable for the prices they set.

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We Need To Value Outcomes Over Services

The old way of paying for health care is failing. We need to prioritize health outcomes over the number of medical procedures. We are working with doctors, hospitals and partners across the system to make value-based care the standard of care. This creates better health and affordability for all.

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We're Using An Expensive Health Care System More Than Ever

Our population is aging and increasingly unwell with high rates of chronic conditions and unhealthy lifestyles leading to more need for medical interventions.

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Here’s What We Stand For

We will not rest while health care costs weigh more heavily on our members’ budgets. We will continue to work with doctors and hospitals to improve quality and lower the cost of the health care, improve health outcomes and explore new types of drugs and treatments at lower costs.

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We Stand for Affordability.

Health insurance is the key to health care access and personal well-being. We need health insurance to be affordable for people and for their employers.

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We Stand Behind Our Members And Customers.

We will be relentless advocates for the affordability of our members' health care and health insurance – and responsible stewards of their dollars. This includes taking reasonable steps to lower our own cost of doing business.

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We Stand for Partnering.

Health care shouldn't be a zero-sum game of winners and losers – but people are more often feeling like the deck is stacked against them. We must restore people's faith that everyone can work together to develop solutions to provide them with health coverage and care that is affordable.

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We Stand for A Well-Regulated System.

Health insurance is regulated. Hospitals are regulated. Prescription drug companies are not – and they are driving up costs. Government regulators must hold prescription drug companies accountable for the prices they set.

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We Stand for Innovation.

We will continue to work with partners to improve the quality and outcomes of care, explore new types of drugs and treatments and lower costs.

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